For Loan Processors & Underwriters
The credit memo is written, the committee is calendared, and the file looks clean — until the survey review, days before close, turns up a boundary gap between the described parcel and the surveyed lines, a building that sits inside a recorded setback, or an access easement that never quite reaches a public right-of-way.
Now you are the one telling the relationship manager the closing slips. The borrower is furious, the rate lock is exposed, and the security interest you are supposed to be protecting has a hole in it that surfaced at the worst possible moment.
The information was in the documents the whole time. It just was not applied against your commercial loan survey review standards until the file was already at the table.
How it works
Apply a consistent, agency-grade survey and title screen the day the package arrives — so the deal-killers surface while there is still time to cure them.
Upload the borrower’s Title Commitment and ALTA survey when the package comes in, not at clear-to-close. Every file gets the same standard, no matter the processor.
The engine tests boundary closure, legal access, setback and encroachment conditions, Schedule B-II encumbrances, flood designation, and survey-to-title conformance against agency lending requirements.
A Lender Readiness Score™ and a cited exception list tell you whether the collateral is closing-ready — so you flag the killers early and advance only clean files toward committee.
Every 11th-hour stall is an exposed rate lock, a burned processing cycle, and a relationship-manager conversation nobody wants. Moving the survey and title review to intake removes the single most common source of closing-day slippage.
For $39 a file you standardize your lender title policy requirements checklist across every processor, protect the bank’s security interest earlier, and keep committee dates that hold.
Frequently asked
A clean survey with no unaddressed encroachments, cured or insured-over Schedule B exceptions, legal access to a public right-of-way, setback compliance, and legal descriptions that conform across the survey and Schedule A. The engine screens all of these at intake.
Reviews are typically benchmarked to Fannie Mae and Freddie Mac multifamily agency requirements — boundary closure, required Table A items, flood designation, easements, access, and survey-to-title conformance. The engine applies these consistently to every incoming file.
Applying the survey and title review the day a package arrives surfaces boundary gaps, setback violations, and access defects while there is still time to cure them — instead of days before clear-to-close.